These are 6 great secured credit cards for establishing or re-establishing credit (all cards report to the 3 credit bureaus). This list includes two cards by credit unions. A lot of credit unions offer great benefits to their members like no annual fees, low APR’s and more personalized service. If you have been denied by […]
Bank of America Secured Credit Card Review – Credit Diary Part III
After my credit score had not improved in months, I realized that the only credit card on my report was not going to be enough. I needed a second credit card with a higher limit to help boost my scores. Since I was in the process of rebuilding, my chances of getting a prime unsecured […]
Capital One Secured Credit Card Review – Credit Diary Part II
Related Article: The Best Secured Credit Cards (2015) The following timeline documents my experience with the Capital One Secured Credit Card between 2011 and 2013. If you want to know why I chose this card, please read: “Repairing my Credit with a Secured Credit Card“. I decided to keep an online diary and record my […]
Repairing my Credit with a Secured Credit Card – Credit Diary Part I
Related Article: Capital One Secured Credit Card Review – Credit Diary Part II. After 10 years of using credit irresponsibly, I have finally decided to do something about it. The two credit cards I had were closed about a year ago by the issuing banks, and since then I haven’t even been able to get […]