Trying to build credit applied for capital one secured card saturday(2-17-18) got approved for $99 deposit paid that Tuesday (2-20-18) couldnt do it Monday because of presidents day money was out of my bank account today (2-21-18) I’ve read all the reviews of how long it takes to get it so I’m expecting a heck of a wait current scores on credit karma transunion(560) Equifax(572) hoping this helps improve my score my payment history is 100% because of loan from bank to build credit that was a year ago and I keep that loan open for payment history but was told a credit card would boost it more a year ago I had no credit just said unavailable so tbis is in hopes of really getting it going and building
Hi Jflo60 and welcome to the forums.
A mix of different credit lines definitely helps your credit. Thanks for sharing and keep us updated!
Let us know when you get your new card.
Ok UPDATE I finally got the impatient bug and called the automated line Wednesday feb-28-18 and it said your application was approved we will send you more information along with your card within 10 business days I was surprised most ppl dais it took fhem way longer to clear the payment well on the road to building
Received an email last night 3-2-18 at 10:45pm saint my card was on its way
That’s great! You should be getting the card very soon.
Ok got another e-mail said its been shipped expect or no later than the 8th I’m excited to get on this road to building credit and I got my actual credit scores from a mortgage company credit karma is off on scores
Well got home from work today and guess what’s on the mail yes the card its here
That’s great jflo. Remember to always pay on time and never go over your credit limit. Now it’s just a matter of using the card responsibly and having a little patience.
Keep us updated with your progress!
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