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Well as you all know I finally got approved for the capital one secured card. I received an email yesterday that I will receive my card in 7-10 business days. I am very excited. I know that this is really going to help me improve my score. Well I have always really wanted a JC Penny card. I have been waiting for a better source of income to apply for one. Since I got the Capital One card a decided to try for the Penny’s card. I figured my chances were pretty good because over the past year I have improved my score a lot and hope to keep improving. Also I have read online and been told by a couple of people that Penny’s is a retail card for people trying to rebuild credit. So anyways I applied yesterday and I was approved. I am very happy. The limit isn’t that big, but I know with low utilization and on time payments that will change. I will not be applying for anything else for a while. I am going to see how much I can build my score with the three cards I now have; two of them which are unsecured!
Congrats, Christie! Is the JCPenney card issued by GE Bank? They are really good about credit limit increases.
Congrats Christie! I have a PayPal GE card. I used it a lot the first two months and they gave me a $300 automatic increase which I was not expecting.
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