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  • This topic has 5 replies, 4 voices, and was last updated 10 years, 6 months ago by andreaB.
Viewing 6 posts - 1 through 6 (of 6 total)
  • Author
    Posts
  • September 1, 2012 at 2:51 pm #2063
    Christie0909
    Participant

    Well as you all know I finally got approved for the capital one secured card. I received an email yesterday that I will receive my card in 7-10 business days. I am very excited. I know that this is really going to help me improve my score. Well I have always really wanted a JC Penny card. I have been waiting for a better source of income to apply for one. Since I got the Capital One card a decided to try for the Penny’s card. I figured my chances were pretty good because over the past year I have improved my score a lot and hope to keep improving. Also I have read online and been told by a couple of people that Penny’s is a retail card for people trying to rebuild credit. So anyways I applied yesterday and I was approved. I am very happy. The limit isn’t that big, but I know with low utilization and on time payments that will change. I will not be applying for anything else for a while. I am going to see how much I can build my score with the three cards I now have; two of them which are unsecured!

    September 2, 2012 at 7:10 pm #3009
    Amy
    Participant

    Congrats, Christie! Is the JCPenney card issued by GE Bank? They are really good about credit limit increases.

    September 2, 2012 at 8:17 pm #3010
    Christie0909
    Participant

    Yes it is issued by GE. They have been good so far with my other card.

    September 2, 2012 at 11:05 pm #3011
    fontanaman
    Participant

    Congrats Christie! I have a PayPal GE card. I used it a lot the first two months and they gave me a $300 automatic increase which I was not expecting.

    September 3, 2012 at 1:43 am #3012
    Christie0909
    Participant

    That’s awesome!

    September 8, 2012 at 7:02 am #3013
    andreaB
    Participant

    That’s great to know. :)

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