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Minimum Credit Score for a Mortgage

Home › Forums › Credit Talk › General Credit Forum › Minimum Credit Score for a Mortgage

  • This topic has 4 replies, 3 voices, and was last updated 10 years, 4 months ago by fontanaman.
Viewing 5 posts - 1 through 5 (of 5 total)
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  • February 17, 2012 at 9:47 pm #1960
    cohan99
    Participant

    A credit score alone is not the only information that a potential mortgage lender will look at to determine whether or not to process an application. History of outstanding debts and the fact of a person having steady and a long history of income are other major contributors.

    However the credit score will likely be used to determine the level of risk of a borrower and therefore the rate of interest that may be borrowed at. The lowest rates of interest are offered to those with the best credit scores, while those with low credit scores receive the worst offers with high interest and higher monthly repayments for the same value of mortgage. In addition to this however, lenders will take the amount of a down payment or deposit into consideration. This can affect the level of interest on the mortgage in a similar fashion the credit score as outlined above.

    February 17, 2012 at 9:48 pm #2783
    cohan99
    Participant

    Please Forum admin inform me is it okay or not.If not then i will be care full from next.

    February 18, 2012 at 1:56 pm #2784
    fontanaman
    Participant

    Your links have been removed once again. It’s obvious you are only interested in promoting the site you keep posting (in other words spamming). I’m not new to anchor text, keywords and search engine optimization so you can’t fool me. You are also only copying and pasting information from the site you are linking to. Banned!

    February 18, 2012 at 4:22 pm #2785
    Blowery
    Participant

    This guy just keeps posting links because he gets paid per link he posts. :

    February 18, 2012 at 9:18 pm #2786
    fontanaman
    Participant

    Yeah, I figured it what something like that. So annoying!

    By the way, welcome to the forums!

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