Is it last reporting date that credit bureau use.

[Bluvsu2Participant]

Is it the last reporting date that they use in order to determine when something should be removed from your credit report?

I am finding a few items that are way past the 7 year mark on Experian. I have disputed one item as it was not my account. Before I continue I want to make sure the information about dropping off is correct.

Thanks Everyone for your time.

[fontanamanModerator]

Negative information will stay on your reports for 7 years from the date the account first became past due. Positive information will stay 10 years or longer. If you have some negative tradelines that are past the 7 year mark you can dispute them.

Here’s a related article from Experian: http://www.experian.com/ask-experian/20090916-removing-negative-information-from-your-report.html

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