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Is it last reporting date that credit bureau use.

Home › Forums › Credit Talk › General Credit Forum › Is it last reporting date that credit bureau use.

  • This topic has 1 reply, 2 voices, and was last updated 9 years, 11 months ago by fontanaman.
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  • March 8, 2013 at 1:49 am #3224
    Bluvsu2
    Participant

    Is it the last reporting date that they use in order to determine when something should be removed from your credit report?

    I am finding a few items that are way past the 7 year mark on Experian. I have disputed one item as it was not my account. Before I continue I want to make sure the information about dropping off is correct.

    Thanks Everyone for your time.

    March 8, 2013 at 8:25 am #3225
    fontanaman
    Participant

    Negative information will stay on your reports for 7 years from the date the account first became past due. Positive information will stay 10 years or longer. If you have some negative tradelines that are past the 7 year mark you can dispute them.

    Here’s a related article from Experian: http://www.experian.com/ask-experian/20090916-removing-negative-information-from-your-report.html

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