I'm new and my journey with Capital One Secured Card

[blackcat]

Was chgodave,now blackcat since my cat won’t let me type, seemed right.

[guardmom]

Got my card and activated it! One question? Sorry may sound stupid! When I signed up for online banking, it showed I had all of the $200 but I don’t right? Just $171 right? Sorry to ask.

[Amy]

Yeah, the $29 annual fee charge should show up within a day or so. So $171 will be your available credit limit.

[newdirt.org]

Hi blackcat (aka chgodave) welcome back! Congrats on your new unsecured card. So we can all comment on your post and not take over guardmom’s timeline, please create a new thread and copy and paste your post. It’ll be easier to follow your progress with the card if you have your own thread. It’s also easier to ask and answer questions. I actually would like to ask you a couple of things about Bank One…

To create a new thread go to the forum’s homepage and click “Topic: Add New”, or just follow this link to create a new topic: http://www.newdirt.org/forums/?new=1

I should’ve been able to move your post and create a new thread but unfortunately this board has limited features. Thanks!

[guardmom]

My bad I meant 161 right? Its $49 deposit not $29. Lord I have lost my mind sorry.

[Amy]

Your $49 deposit came out of your bank account, and it won’t show on the Cap One card because it’s not a charge to the card. The Cap One secured card has an annual fee $29 and that will be charged to your secured card. You were correct before.

[Author]

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