Thanks for this blog. Happy to bookmark it. My question for anyone who has the secured MC: were you allowed to make an early payment before your first statement was ever cut? It says on the website that you can’t make early payments before your first statement comes out. I was under the impression that I could so my utilization ratio is higher than I want it to report. Thanks!
I had the same question. Yes, as long as your transactions have posted, you can make early payments. Even before your first statement cuts. Sometimes it takes up to 5 days for certain transactions to post though.
Glad to know you were able to figure it out! 🙂
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