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Canceling and starting new Account

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  • October 2, 2012 at 12:50 am #2085
    AJones390
    Participant

    I currently had capital one for over a year now and currently don’t have 0 APR anymore. I have my balance all paid off. I was wondering if its a good idea if I close my account with them and reopen an account??

    October 10, 2012 at 1:49 pm #3039
    fontanaman
    Participant

    Hey AJones,

    Sorry for the late reply. What APR do you currently have and is this your only credit card right now? I’m not sure if I would close it, unless they gave you a horrible APR and you think you’ll never use the card again. Otherwise I would keep it, but this all depends on your current credit situation. Sometimes closing a credit card can hurt you, but sometimes it just makes sense to close it if you are not going to use it and you have better cards.

    Have you thought about asking CapOne for a product change?

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