Topic: Annual Fee

Tagged: annual fee, capital one

This topic contains 10 replies, has 4 voices, and was last updated by marco_salinas 4 months, 4 weeks ago.

Viewing 11 posts - 1 through 11 (of 11 total)

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September 9, 2012 at 11:57 pm #2067

Christie0909
Participant

The annual fee for my capital one card is showing up on my online banking. Should I go ahead and pay it or will it show up as a negative mark if I do?

September 10, 2012 at 12:10 am #3018

fontanaman
Moderator

You can go ahead an pay it. No worries. You can pay now or before your payment due date (if you already have one).

Why would it show as a negative mark?

September 10, 2012 at 12:16 am #3019

Christie0909
Participant

I thought some places charge for paying early.

September 10, 2012 at 12:44 am #3020

fontanaman
Moderator

Well, I know for a fact Capital One, Bank of America or PayPal will not charge for paying early (these are the cards I currently have). I pay early all the time, and sometimes 2,3 or 4 times within the same statement.

September 10, 2012 at 1:36 am #3021

Christie0909
Participant

Okay thanks for the input.

September 10, 2012 at 10:20 pm #3022

Amy
Participant

When I tried to pay before my first statement was generated, I got an error message and had to wait until the statement cut (or at least a due date shows up) before I could pay through the Capital One website. After that first statement, I could pay whenever I wanted. However, you can “push” the payment to Capital One from your bank’s bill pay service if you want to pay before the first statement or first due date.

September 18, 2012 at 9:27 pm #3023

fontanaman
Moderator

Hey Christie, how’s your new card treating you?

September 19, 2012 at 3:52 pm #3024

Christie0909
Participant

So far so good. I have used it three times so far. I haven’t gotten a statement date yet, but I have already made two payments on it.

September 20, 2012 at 12:15 am #3025

fontanaman
Moderator

Wow, 2 payments already. Something tells me you like being on top of things

I can’t believe it’ll be 2 years in January since I applied for my CapOne. And my BOA is supposed to graduate this November. Time sure flies!

September 20, 2012 at 9:48 pm #3026

Amy
Participant

Christie- Sounds like all’s going well! I remember how “excited” I was to pay my charges even though sometimes it was only a few dollars, because it meant that I was building good credit.

Fontanaman- BoA secured card graduation sounds very exciting! Let us know how it goes! I like my BoA cash rewards card and how easy it is to always get 2% cash back for groceries.

December 21, 2012 at 7:26 am #3030

marco_salinas
Participant

Yes, you can pay for it on or before your due date. That would be great…
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