Well, in that case you just need to be patient and wait until some of the inquiries fall off. In the meantime the two accounts that you have will age a little bit, which is good. I think the CapOne card is great for re-establishing credit. How long have you had CapOne for?
You might still have a chance at your credit union if you apply in person and explain your case, but if that fails, you have those other two accounts to work with.