Sounds great alliant is my current credit union. However my big mistake was in part due to ignorance I have too many inquiries on my file and only cap one took me in I tried store cards and other easy to get cards like gas cards and got turn down because of the multiple inquiries i wasnt aware how bad that was for my score. But the fact that i had that bk there made me feel like i had nothing to lose. I regret my recklessness in handling that.