Debt has been removed from all CRAs! I am really excited. I now just have two medical debts left that I am still trying to get off. I cannot get any response from the collection agency. They did not respond to my pay for delete letter. They only sent me an updated bill in the mail. I am scared to call and speak with someone over the phone because I have heard that this agency is very rude, plus I would like a letter to fall back on in case they do not remove it from my file. Aren’t you worried that will happen to you guys?