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Even the cards that went to collections were $500 and under – the CL was about 1000$ or so per card – and the only reasons they were so high was because of collections as I normally always paid them in full every month (there were a couple months that I’d only pay the minimum) but I couldn’t get around not having them as I had just moved and needed a bed and such..
Oo thanks! I’ll look into the Amazon GE card. Is this the card – http://www.amazon.com/storecard? Since I just got approved for the CapOne Secure I think I’ll wait a bit (a couple months at least) before I apply for another card. I like the phone bill idea as it would be a pre-pay (through PTel) so I could skip a month if I wanted and not get a minute card, plus everything is unlimited. So works well for me I think.
So even though they are showed as paid, I should still try to get them removed from my account. I paid the Furniture Fair one in 2011 and the other store card in March 2012 (first heard from collections after 2 years in February of 2012). I don’t know how long each was in collections before that though. I agree, I don’t understand the fascination with credit cards, I understand store cards more so as chances are you shop at those specific stores, and you may get benefits you like with them. I see people on myFICO forums and other credit forums where they have 5-20 cards and are always so happy and excited to apply for more lol