Yep. My annual fee posted on the 17th (yesterday). I had to contact them by secure e-mail (as I want everything in writing from now on because of the collection that was paid and not taken off…) and was told that my DUE date is the 2nd of every month and my billing cycle is the 5th every month. I saw a post on CK (https://www.creditkarma.com/question/utilizing-credit-cards-to-build-credit-with-numbers) and it caught my interest, asked if I should change my due date or not and haven’t received a reply so far. lol