I forgot to mention that a couple days ago I opt’d out to get all old addresses removed. After filling in the short online form and sending it off, I realized that all my accounts (minus the CapOne Secure Card) are linked with one of the old accounts (including the BestBuy one). I’ve heard removing old addresses also removes all the reports/accounts associated with it. Because I just removed/found out about the BestBuy one, will this stop the other person from using the card? I don’t have access to the card at all (I haven’t used it since 2006/7 when I purchased my laptop and that was all I personally used it for). The other person on the account IS using it though (not very often) but they are. There is a balance on it now (apparently they have been paying it for a couple months by the looks of CreditKarma) so the bills are coming to the new house.. so how will Opt Out effect that/them?