Home › Forums › Credit Talk › Secured Credit Cards › Capital One › My Road to Better Credit. › Reply To: My Road to Better Credit.
I just joined/signed up for CreditKarma. I know it is also a FAKO score but it does Transunion (where I think Quizzle and CreditSesame do the other two). These are my scores according to CK’s FAKO System:
Credit Score: 625
VantageScore: 697
Auto Insurance Score: 827
Home Insurance Score: 779
I have “A”s in the following categories: Credit Card Utilization, Payment History, Age Of Credit History (I have a joint BestBuy Card that I forgot about as I haven’t used it since I was 17).
I received an “F” in Total Accounts because it shows I have 3 of them, 1 open and 2 closed (the ones that went into collections).
I received a “B” in the following categories: Credit Inquiries and Derogatory Marks.
Now, I don’t know what all that means, lol, but even though it’s a FAKO score, I’m gonna say it’s not as bad as I thought. lol