New Dirt

Jerry, just remember, it's not a lie if you believe it!

  • Blog
  • Forums
  • Register
  • About

Reply To: My Journey to better credit

Home › Forums › Credit Talk › Secured Credit Cards › Capital One › My Journey to better credit › Reply To: My Journey to better credit

October 15, 2013 at 7:32 pm #3515
Fairymoondust84
Participant

Thought I would pop in here to update on how my credit journey has been going. Since having my card for almost 7 months I have to say, getting this card has been the best decision I have ever made in my life. For the first few months I was doing it all wrong. I would pay my balance off in full every month without carrying a balance, well after searching on the right way of doing it, I started only carrying up to $50 of my $200 credit limit as a balance, then I started using all of my credit limit. Still making on time minimum monthly payments. Last month me and my mom went to buy a car. I had $3,000 cash, I wanted to get a $4,000 used car so I will only have $1,000 and fees until it is paid off. Well the place was closed where I saw a car I wanted, so we went across the street to another car lot. They only had one car that was around my price, but my mom insisted on getting a newer car. The car I picked out was $15,000. EEEkkkkkk I will be paying for this car forever. Well they ran my moms credit and she was denied for the loan. They ran mine and I was approved for a $15,000 car loan. And it is all thanks to this card. Before this card I had no credit. This is the only credit card type I have besides having a bank account. Well 3 weeks after getting the car loan, I got a $100 unsecured credit increase from Capital One. I was in total shock. 2 weeks after that, I applied to Credit One Bank for a credit card and was approved for $300 unsecured credit card. I applied to this card before and was denied, even after credit karma kept telling me I would be approved, well I finally was. And it is all thanks to Capital One’s Secured visa 🙂

LOGIN OR REGISTER – FORUMS

Log In
Register Lost Password
  • POST NEW FORUM TOPIC
  • Latest Forum Discussions

    • Are there any arcade machines in your city?
    • What is better?
    • Steps to Login SSM Portal
    • Bạn hiểu gì về ô dù quà tặng?
    • Web3 in Banking – Provide banking service at it ease with secured form.

    Most Recent Articles

    • 4 lines for $100: Why I Switched to Cricket Wireless (Developing Story)
    • Switch Your iPhone from AT&T to Straight Talk in 4 Simple Steps
    • The Best Secured Credit Cards
    • First Savings Account for Kids
    • Phones for Kids Under $200

    Other Pages

    • Wordpress Themes
    • Wordpress Hosting

    [footer_backtotop]

    Copyright © 2023 New Dirt | Credit Forums