Are people not getting a increase because they had to make the full deposit of $200? I read a lot of reviews and noticed that if they had to make the full $200 deposit they never got an increase. I had to make the full $200 deposit. I don’t have a wells fargo secured card, just a checking account with them. I was thinking about maybe adding their card down the road, but not sure if I want 2 secured cards. Right now I just sell my handmade jewelry so that is the only job I have right now. Some weeks are really good, others not so good when it comes to money. My plan is to only use 30% of my limit, no matter what and always paying in full on time. I actually have to check and see how old these negatives are. I had 11 on my experian but got 3 deleted and 1 of them updated. So now I have 8 negatives. 6 of them is medical bills. 1 is from bank of america $800 & something. In 2008 I withdrawn a total of $100 and from all of the overdraft fees it climbed to over $800. and then the other is from a dvd club for $30. Which is really nothing. I am going to pay that very soon. Do you know if I contacted them if they would lower any of those? Also I am very new to the credit world. Now I seen my scores and reports from Experian, now if I had 11 negatives on them would I have negatives on the other 2 credit bureaus?