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March 7, 2013 at 11:16 pm
#3216

Participant
Does the PNC card graduate to an unsecured card? I have a Capital One secured card that will never graduate. It served its purpose but now I’m looking to close it as I think I’m ready for other options and I want my deposit back.
Medical collections really suck, cause it’s not like you went on a shopping spree or handled credit irresponsibly. If you get sick you have to go to the doctor, even if you can’t pay…I went for the small collection first as well. Most collection agencies are willing to negotiate. Hopefully you’ll be able to get your stuff deleted. Let us know how it went.