Yeah, I understand the feeling. Once you start getting approved for unsecured cards, it’s easy to get carried away. Though I have to say that after ruining my credit, I’m now a bit more cautious, or at least I try.
My wife has the Target card as well. We like the 5% off every purchase it has (we shop there all the time). I’ve heard that Walmart offers a free credit monitoring service with its card. Is this true? Walmart is a little farther away from where we live, so we don’t go there as often.
I have a Paypal Smart Connect that I use frequently as I use PayPal a lot. It’s currently the only store card I have. The other one that I wanted was the Amazon card as I buy from Amazon all the time, but now that I have Chase Freedom card I think I probably don’t even need it. That’s the thing, now that I have a good rewards card, most store cards I’ve looked at seem unnecessary.
I am self employed and currently do not have medical insurance, so the Care Credit sounds like a good option. I might look into it. What are the advantages of having Care Credit vs a regular credit card?