I got the BOA card while I was doing my undergrad and actually started as a student card. It was later upgraded to a points rewards card. I’m not sure which one, but I could redeem for gifts or get cash back when I had enough points.
The cards you mention sound great. I’ve never had a charge card before. What is the difference between a charge card and a debit card?
I agree there are still not enough people posting here. The forum is only 3 weeks old, so I’m sure it’s just a matter of time. Please don’t be discouraged by this, more and more people are coming to the forums to register every day. So you are actually helping a lot by posting.