Today I decided to enroll in the MyFICO quarterly monitoring service. For 4.95 a month I get and updated score and report once every three months. The only bad thing is you only get one report and score and it is from Transunion. I wish I was getting both. As of now it says my TU FICO is 623. I have decided to use this service until I clear up my TU report and then buy my Equifax report and score. Just thought i would let everyone now. It seems like a pretty decent deal to me.