I just realized something. Are you saying that is your Experian FICO score? What service are you using to check this score? I ask this because that may not be your Experian FICO, because since 2009, consumers can’t buy their Experian FICOs and it is only available to lenders. Check out this from myFICO: http://myfico.custhelp.com/app/answers/detail/a_id/280/~/experian-announcement—important-announcement-concerning-service-offerings
Did you ever check your TU and EQ FICOs? This so-called Experian FICO may not be real unless it’s been provided by a lender, such as when you apply for credit.