I had an 86 point jump in TWO DAYS!!!!
After opening my second secured card with Bank of America yesterday, I wanted to check today how many points were taken off by this new card application. You are not going to believe me when I say that today, not even 24 hours after opening this account, it’s already showing on my report as “Current”! My score improved another 29 points for a total of 86 points in two days. My new Experian score is 665! I can’t be happier.
So here’s a summary of what happened these past two days:
1. I had two collection accounts on my report. One was deleted, the other one was updated to paid. This brought my Experian score from 579 to 636 (57 point jump).
2. Opened a 2nd secured card at Bank of America with a $4k credit limit. My score went from 636 to 665.
Next round of beers is on me