Capital one gave me an unsecured card after I had been paying on my high interest car note on time for a year. I still cannot get approved for unsecured cards. I just ran my credit yesterday with the realtor. He gives you the tips to improve your score, then you buy a house from him. No fees. I also traded in my car and it took my score down 60 points because this car is more expensive. I didn’t know that would happen. So now I’m trying to gain 40points by November so I can buy my home. I did orchard and usaa. Usaa has a secured American express that I think will be good.
Thanks for the reply