The Orchard card sounds like a great option to me. I would go with that one. Citi also offers a secured card, but I’ve heard you can get denied if you have past delinquencies on your report. These are two other secured cards I just found online:
– First Progress Platinum Secured MasterCard: http://www.firstprogress.com
– First PREMIER Bank Secured Credit Card: http://www.firstpremier.com
Apparently First Progress requires no credit history or minimum credit score for approval and reports to all 3 major credit bureaus. The minimum deposit needed is $300 and you can apply online. So, if all else fails, this doesn’t sound like a bad option. I don’t have much information about the First Premier card yet, but I will post it as soon as I do.