Home › Forums › Credit Talk › General Credit Forum › Negotiating Debt: Pay for Deletes (Your Experience) › Re: Negotiating Debt: Pay for Deletes (Your Experience)
I hear you, it’s such a drag to be dealing with all this credit stuff.
The original debt I had for the credit card I think was around $800, and when I settled it had gone up to $1700, apparently because of unpaid interest. I ended up settling for $400. At least it doesn’t appear as “settled” on my report, but as “Paid” (I don’t know if it makes any difference but at least it sounds better). I wish they had deleted it from my report, so do whatever you can to get them off.
What dates do the recent delinquencies have? Could you dispute them as inaccurate?