Home › Forums › Credit Talk › General Credit Forum › Negotiating Debt: Pay for Deletes (Your Experience) › Re: Negotiating Debt: Pay for Deletes (Your Experience)
I’ve had great success with “pay for deletes.” Probably about a 80% success rate. It’s been my experience that collection agencies as well as creditors are more than happy to clear any debts from their books, especially if it means collecting the full amount of the debt instead of a decreased settlement amount.
Most creditors are willing to work with you whether you make payments or pay the amounts in full. Amount of course based on your financial situation.