Yeah, ur absolutely rite…I’m really regretting the choices made. I had these cards only a few months and I’m getting eaten up by fees. These cards are only good if u pay in full every month, if u can’t the fees will destroy u. Its sad but I will be using most my tax refund to pay off each one.
I guess when I was applying for them I was thinking since they are “unsecured” cards they will help me get my credit score back on track faster…honestly I should have take ur advice!!!
But if there is anyone out there desperate for an unsecured card and ur credit score sucks stay away from these cards…
Next year I will definitely apply for the citi secured card…do u believe I have the application just collecting dust?