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Re: My “Road to Credit” With the Capital One Secured Card

Home › Forums › Credit Talk › Secured Credit Cards › Capital One › My "Road to Credit" With the Capital One Secured Card › Re: My “Road to Credit” With the Capital One Secured Card

February 19, 2012 at 12:33 am #2346
Amy
Participant

My main strategy with the credit cards is keeping my overall utilization less than 9%. I also try to mostly use the cards in the categories with most rewards. I use the Citi Forward card for restaurants/fast food and Amazon.com to rack up points. I use Discover in the 5% cashback categories.

Have already used up all my free reports for the year. I use CreditKarma and the CapOne CreditInform to monitor my accounts but I don’t take those scores seriously.

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