Hey man, thanks for sharing. I can’t believe we have so much in common. I got my CapOne in early 2011, a few accounts in collections, 2 pay for deletes and a paid charge-off. I just open a checking account at a local credit union about a month ago, and I’m planning to apply for a car loan there in a couple of weeks. I’m getting a Jeep too! Haha (though I want a Liberty).
Can you explain how secured loans work? It’s something I’ve been thinking about because somebody mentioned it the other day around here, but I still don’t understand how they work.
Also, are you telling me you called Capital One and requested an increase and they gave it to you right there??? Bastards, I called and asked and they told me you couldn’t request them…