Another month has gone by and got my email from CreditInform.com that my new report is ready to view.
After checking it over the credit union has not reported my used auto loan from the 8th of February. I did make a payment during the month so it should be reported. I will give it another month maybe they will back date it at the end of this month. If not I will request that the credit bureau’s update their files.
My score went from a 630(the loan application showed a score of 627), so I am more confident that the creditinform score, not totally accurate, is pretty close to my fico score. So without the loan account being reported my score for the month, as of the 9th, is at 659. Hopefully this will take a major jump next month when they report both Feb and Mar.
I have also thought about going into business with this whole thing. I’ll test it out on a co-worker and see if I can get him the same results I have had.