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Re: My Capital One Timeline… (and question)

Home › Forums › Credit Talk › Secured Credit Cards › Capital One › My Capital One Timeline… (and question) › Re: My Capital One Timeline… (and question)

January 28, 2012 at 4:56 am #2722
TEKHD
Participant

Thank you for your answer… that was something I have been asking myself for quite sometime…

1st Question:

Now… another example… If I Pay AT&T today with capital one secured credit card… and I pay the credit card in 15 days… am I free of interests? Are there any interests or dairy fees for each day passing by… or are the interest only If I wait for the bill after 25 days? Just want to make sure… thank you again…

2nd Question:

This might sound like a retard question… but… for example… If I have a credit line of $1,000 and I pay the credit card via my bank… (without having any previous charge on credit card) I pay $1,000… my credit card balance should be $-1000… (in other words, $2,000 available in theory right?) Can I use the credit card always in negative (-) ??? Can I buy something that costs $2,000? Does it work that way? Because I was thinking instead of raising my credit line via wasting money that I never see on the “saving account” (since is a secured card) just pay the credit card and raise it in negative… is that even possible? Does it also reflect on credit score? Does it boost credit score too by making all transactions in negative?

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