The option is online to move your due date. If you try it and can’t find it just let me know. Its gone over by a couple of dollars maybe five at the most but i heard it still matters. Last time was about 3 months ago. I haven’t researched it but I remember the statement drawing me to the card. But I probably overlooked the part about based on your credit bc I was so excited. Maybe your credit has to be squeaky clean to get your deposit back or at a high score. I know maxing it out is a biggie also, but i gotta use it for its purpose: rebuilding and if I need for a hotel or rental I won’t have any crazy holds on my debit card.