New Dirt

Jerry, just remember, it's not a lie if you believe it!

  • Blog
  • Forums
  • Register
  • About

Re: How to dispute a car repo

Home › Forums › Credit Talk › General Credit Forum › How to dispute a car repo › Re: How to dispute a car repo

February 25, 2012 at 4:39 am #2804
fontanaman
Participant

Yeah, that is odd. I’m surprised that it hasn’t been charged-off after all these years. I don’t know much about repos, but I think your report should be showing only the balance that was left after they sold your ex’s car. Were you ever notified about the sale?

Here’s something I just found online about disputing repos that might help:

Quote:
If you have not been sued for the balance of the loan

Challenge the factual errors in the listing on your credit report. The loan balance, opening date, high credit, and other errors within the listing can be disputed. As with other factual credit disputes, challenge one listing at a time with the credit reporting agencies.

Always ask for a deletion of the entire listing, not a correction. And never give the credit reporting agency the information needed to correct the error, let them do their job and investigate. Besides, you want the item deleted, not corrected. If the first item you dispute is corrected, move onto the next factual error and again ask for a deletion.

More info here: http://rebuildcreditscores.com/car-repossession-and-credit-disputes/

LOGIN OR REGISTER – FORUMS

Log In
Register Lost Password
  • POST NEW FORUM TOPIC
  • Latest Forum Discussions

    • Are there any arcade machines in your city?
    • What is better?
    • Steps to Login SSM Portal
    • Bạn hiểu gì về ô dù quà tặng?
    • Web3 in Banking – Provide banking service at it ease with secured form.

    Most Recent Articles

    • 4 lines for $100: Why I Switched to Cricket Wireless (Developing Story)
    • Switch Your iPhone from AT&T to Straight Talk in 4 Simple Steps
    • The Best Secured Credit Cards
    • First Savings Account for Kids
    • Phones for Kids Under $200

    Other Pages

    • Wordpress Themes
    • Wordpress Hosting

    [footer_backtotop]

    Copyright © 2023 New Dirt | Credit Forums