No worries. I’ve been very sick.
Anywho…
It doesn’t say charge off. Just past due ” >180 days ”
Balance past due is the $1080
And when it shows your total credit line (for that account) it says $15k and $12k of that credit line is used (about the amount of the car loan left, plus repo fees).
I guess I’ll try to dispute it (maybe they don’t answer and it’s an instant off) and if they hit me back, I’ll try to work numbers with them.
It’s just odd it’s an active account and still at a high balance.