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Re: First secured Credit card in 7 years! Questions inside..

Home › Forums › Credit Talk › General Credit Forum › First secured Credit card in 7 years! Questions inside.. › Re: First secured Credit card in 7 years! Questions inside..

February 15, 2012 at 3:27 pm #2765
BustedVisaCard
Participant

Hmm well that 30% damper sure does put a damper on things!!

I guess just to toss up a different balance each month with it, I’ll use it for a new bill each month. I think my highest bill alone is $200 with the electric bill. Other than rent/car payment.

As for the BOA card.. I suppose I could toss $3k into that account to give me a better 30-40% buffer zone.

Paying off the cards each month is not hard as long as the balances are $2500 or less (what I normaly spend each month on food/gas/bills). Just that dang 30% mark. At least the BOA will consider giving back a despost and moving me up in the world to an unsecured card.

I’ll check out the credit report link you posted.. I do need to get setup in a program to check it now that I am out to improve the finer things in life.

Anywho, thanks for the reply! This is quite fun but at the same time a PITA with the whole credit world. But only way to buy a home these days….

Thanks Again!

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