hi christie and amy,
christie, does your letter to apply have this language below. If so that means they have looked at your credit already and it’s a prepproval. Discover has a preapproval link somewhere on their website. I would go through that if I were you and see if you were preapproved that way. Although you may qualify, but there’s a difference between them just sending you invitations to apply (may not qualify) and preapprovals (qualify).
Language:
YOU CAN CHOOSE NOT TO RECEIVE “PRE-SCREENED” OFFERS OF CREDIT BY CALLING TOLL-FREE (888) 567-8688.
SEE PRE-SCREEN & OPT-OUT NOTICE FOR MORE INFORMATION.
*This is my take on it for what it’s worth* 