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Re: Car Loan Approval!!!

Home › Forums › Credit Talk › General Credit Forum › Car Loan Approval!!! › Re: Car Loan Approval!!!

April 20, 2012 at 8:55 pm #2917
fontanaman
Participant

Hello anwesharry, sorry to hear about your denial. However you shouldn’t be discouraged. Did you apply at the auto dealer or did you apply online for a car loan? I can tell you from this past experience that no mater what your score is, with a good down payment most dealers are willing to work with you. And you have a good credit score, so that’s a good combination.

Also, you should be aware that you can shop around for a car loan. This means that all the inquiries made for an auto loan within a specific period of time will count only as one (If I remember well I believe is within 30 days). I applied at the auto dealership and later found out that a lot of banks denied me, but Ally Bank approved me. Also, a lot of car dealerships have their own financing and will offer you financing if necessary (at higher rates of course).

You should shop around for a car loan, and don’t be discouraged if you get denied by one bank, specially if you have a good credit score. You can also apply at a credit union, they usually have the best auto loan rates.

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