Yes, that’s what I was told at that time and I have never heard of anyone’s secured card unsecuring with Capital One. Doesn’t mean anything I guess since I haven’t talked to everyone who has one lol. I was told I would have to close the account out if I wanted my deposit back. Also was told my account would be reveiwed periodically for credit line increases. Hopefully the policy has changed…or I was just given misinformation which is possible. Although I’m a firm believer in anything being possible with high scores/excellent credit history.