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Re: Capital One Secured Card Graduating to Unsecured

Home › Forums › Credit Talk › Secured Credit Cards › Capital One › Capital One Secured Card Graduating to Unsecured › Re: Capital One Secured Card Graduating to Unsecured

February 25, 2012 at 10:28 pm #2664
Amy
Participant

Hi Melanie,

Congrats on getting Chase Freedom! That is one of my dream cards that I hope to get in a few years. You should close the secured card before the annual fee kicks in. If you close it with a 0 balance, the secured card will continue reporting good history on your credit report for up to 10 years. There will be no affect to your credit score until then.

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