I thought I could graduate for my secured credit card to unsecured card but sad to say one of the specialist told me that there is no graduation for secured card,this is my first credit card to in able to get a credit score so I can apply for other credit cards in the future.I feel upset because last year when I open my account they told me that I can be able to graduate my secured credit card to unsecured credit card..I don’t want to pay another annual fee for this year,because some of credit card have free annual fee.I have been approved for my 2nd credit card which is chase freedom .If I will close my secured credit card account can it affect my credit score?