I recently opened my account with BoA. Needed a $25 deposit in both checking and savings.
I saw the $25 pending from my bank but it never went through. Then it vanished (as if canceled payment). So my BoA account says $0 in both accounts. Saturday I got a letter for the pin number for the card.
Needless to say I’m hesitant to throw money in there. Seems like their whole goal is selling investment accounts. Or other products.