I like their rewards program but the truth is you really have to use the card a lot to see the benefits. I use it as if it was my “debit card”, and pay the full balance every two weeks.
With a $600 line and using only 30% of your limit, it might be a little harder to see some results, but you can set a goal to make at least the $39 annual fee that you pay for this card. That means you need to get at least $3 cash back each month, for which you need to spend at least $300. Now, that’s 50% of your current credit line, but you can spend $200 at a time and pay the balance in full, then use it again.
You can also register for BoA’s Add It Up program and earn extra cash back for buying stuff online (apple, best buy, target, etc). I’ve used it a few times and have earned some extra bucks. Granted we are not going to get rich, but at least the card will pay for itself.