New Dirt

Jerry, just remember, it's not a lie if you believe it!

  • Blog
  • Forums
  • Register
  • About

Re: BOA Cash Rewards Secured Credit Card

Home › Forums › Credit Talk › Secured Credit Cards › BOA Cash Rewards Secured Credit Card › Re: BOA Cash Rewards Secured Credit Card

November 6, 2011 at 11:18 pm #2474
fontanaman
Participant

Hey Shizume, thanks for sharing!

As far as the collections go, well, those two will fall off your record pretty soon so that’s great news. Nothing to do there. I’m not sure if I would do anything about the one that expires in December 2013, or if I would just wait until it falls off as well (unless you’re planning to buy a house soon then yes, I would probably try to do something about it).

It’s already 5 years old so it’s probably not hurting your score much anymore (I would assume). You also have the option of negotiating a pay for delete to get it off sooner, specially if it’s not a large sum. You can also try to dispute it with the 3 credit bureaus, it’s an old collection so if they can’t verify it’s your they have to delete it.

There’s another thread going on that might be helpful, about pay for deletes: http://www.newdirt.org/forums/topic.php?id=36

The 2nd secured card sounds like a good plan. It worked pretty well for me so I recommend it. I think trying to get a higher credit limit for the 2nd one is also a good idea. Then we all just have to wait for these accounts to age to see the benefits.

LOGIN OR REGISTER – FORUMS

Log In
Register Lost Password
  • POST NEW FORUM TOPIC
  • Latest Forum Discussions

    • Why Should You Choose a P2P Crypto Exchange Script to Build your Crypto Exchange
    • Everything You Need To Know – Virtual Meetings
    • Help a research paper for last year in college
    • Pickwick Fishing Guide
    • PST Files Merge Tool

    Most Recent Articles

    • 4 lines for $100: Why I Switched to Cricket Wireless (Developing Story)
    • Switch Your iPhone from AT&T to Straight Talk in 4 Simple Steps
    • The Best Secured Credit Cards
    • First Savings Account for Kids
    • Phones for Kids Under $200

    Other Pages

    • Wordpress Themes
    • Wordpress Hosting

    [footer_backtotop]

    Copyright © 2023 New Dirt | Credit Forums