I think I just got caught up in the “my score is a little higher, let me see what I can get” phase.
That’s really funny! I see that happening to me as well, going on an app spree. I can actually see it coming.
Congratulations on your HSBC unsecured card, that has to say something about how you are handling your credit now.
What do you think about Capital One’s policy on refunding deposits. I was about to send an extra deposit for a CL increase but now I’m thinking about getting a second secured card instead. For example, I like that both Citi and Bank of America will refund your deposit after 18 and 12 months respectively. Capital One only mentions they’ll refund your deposit after you close your account, and I don’t plan to close it any time soon!