Thanks! I sucked it up and did a pay look. Scores were off, but not as bad as I expected. I did receive my card in the mail today! Whoop whoop! Now I can start following the rest of my plan. The sole purpose of getting the card is to pay my bills, will meet the 30% credit usage, and pay off balance each month. I am thinking my scores should reflect a difference in about 6 mos. Now I can sit back and relax!