FICO scores are the ones used by lenders (like banks offering credit cards and loans) and insurance companies to determine what rates and insurance premiums to charge you. When you applied for the Capital One Platinum card, CapOne accessed your FICO score and made a decision based on that report and score to approve you for a credit card.
A FAKO score is a “Fake FICO” score. They are referred to as FAKO scores because they aren’t the real scores looked at by lenders to make a decision as to whether or not loan money to you. FAKO scores are offered by companies like Credit Karma using a different credit scoring system. This is not to say FAKO scores aren’t useful, as you can use them to have a general idea of how your credit looks, but they are not your real scores and might be significantly different from your FICO scores.
If you are applying for cards, buying/leasing a car or applying for loans, I wouldn’t trust FAKO scores. You should take a look at your FICO scores at least once in a while to get an accurate picture of your scores.
Wow, those pots are long-lasting for sure! LOL