It’s great that you were able to dispute and remove the bankruptcy from your credit files, because a bankruptcy filing remains on your credit report for up to 10 years. Paying on time, not maxing credit cards and being patient is really all it takes to improve your scores. Of course, it’s definitely easier said than done so kudos to you for that!
Why is your TransUnion score so much lower than your Experian score? Do you have more collections or late payments on your TU report? It’s more than a 100 points difference, which is a lot. Also, are these FICO or FAKO scores?
You might already know this, but a good place to get all FICO scores (the score used by most lenders) from all 3 bureaus is http://www.myfico.com. It’s not free, but they give you your real scores.
FAKO scores (scores not used by lenders) are available for free from sites like Credit Karma and Credit Sesame.
You are also entitled to get all your 3 credit reports for free every year from http://www.annualcreditreport.com. This is the only official site to get your free annual reports. You’ll get only your reports (without scores), but you can purchase your scores for much cheaper from here once you get your free reports.
P.S. Those must be some nice pots! I’m sure they were worth it 🙂