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Wow, that’s quite an update. Capital One gave you a $550 unsecured increase! That’s unheard of. When I had that card, I only got a $100 increase and I remember a lot of people complained they never got one.
How did you get those collections off your reports? If you have any tips, I would love to hear them.
I didn’t know PayPal credit does not report to the credit bureaus. Interesting. I have a PayPal Smart Connect, and it does report.
Are those fako credit scores? If they are, you should consider getting your real scores. I found that for me, Fico and fako were very different. You might be surprised, your Fico scores could be higher than that.